1. Standard Chartered Manhattan Credit Card

It comes with an annual fee of Rs 999, which can be waived off.

The most attractive point of this credit card is that it gives 5% cashback on expenses relating to groceries. It is best suited for salaried people whose expenses are 1 Lakh to 2 Lakh per annum.

All the grocery stores aren’t included but supermarkets like Big Bazaar, More, Spencers, etc. are included. It is recommended for the people who spend most of their money on grocery shopping and online shopping and would want to save on their monthly expenses.

Benefits of Standard Chartered Manhattan Credit Card

  • 5% cashback on the expenses made on supermarkets and departmental stores (Maximum up to Rs 500 per month).
  • 3x rewards points on all the other expenses made.
  • A number of discounts and offers on most lifestyle stores and hotels.
  • Enjoy 20% cashback on Uber rides.

2. SBI Simply Click Credit Card

It is best suited for people who love online shopping and also who are salaried people.

The people having a salary account with SBI get the credit card easily. It’s important to have a good credit history score if you are planning to apply for this credit card.

The annual fee for this credit card is Rs 499, which will be waived off if the annual spending exceeds Rs 1,00,000.

They have tie-ups with online stores which makes it even more useful for the customers who prefer online shopping.

Benefits of SBI Simply Click Credit Card

  • On joining, you receive a Rs 500 Amazon gift card for free.
  • On an online transaction with Amazon, Cleartrip, Foodpanda, Lenskart, Bookmyshow, and UrbanClap, you get rewards points of 10X.
  • On any other online shopping site, you earn 5X reward points.
  • Annual online spending of Rs 1 lakhs fetches you an e-voucher of Cleartrip for Rs 2000.
  • For each fuel transaction between Rs 500 to Rs 3000, a 1% fuel surcharge is waived off.

3. Citibank Cashback Credit Card

It’s a good credit card if you make a lot of payments online and book a lot of movie tickets.

An annual fee of Rs 500 is charged if you apply for Citibank Cashback Credit Card. To get this credit card it’s important that you have a good credit history.

Benefits of Citibank Cashback Credit Card

  • Movie tickets purchases have 5% cashback
  • Telephone bill payments have 5% cashback
  • Utility bill payments made online through Citibank Online Bill Pay also fetches 5% cashback.
  • 5% Cash Back on all other spending.
  • Exclusive offers and discounts on dining and shopping